Virgi Nael

Assistant attorney, Associate,

Areas of Expertise

Banking and Finance
Capital Markets
Blockchain, Cryptocurrency and Fintech


Virgi Nael is a Senior Associate at NJORD in the fields of Business & Contract Law, Securities Market Law and Banking & Finance. She has an MA degree in Law from the University of Tartu and she has studied as an exchange student at Ghent University. Virgi has also completed an Executive MBA programme at Estonian Business School and is one of the few associates having both legal and business administration related international work experience.

Before joining NJORD, Virgi worked 3 years in Bigbank as Head of Legal which gives her a very good understanding of the lending and banking business.  Virgi has vast experience in legal matters pertaining to financing and valuable understanding of transaction issues from the lender’s side. She is driven to create value, control costs, manage risks, lead complex transactions and create strategic alliances with organisation leaders to effectively align with and support key business initiatives.



2019-Senior Associate, NJORD

2015-2018Chief Legal Officer, Bigbank

2014-2015Head of Estonian Legal Services, Bigbank

2013-2014Associate, Ellex Raidla

2013-2013Investment Banking Associate, RCC Ventures, LLC 

2012-2013Associate, Marks &Klein


2018Estonian Business School, Business Administration, M.B.A

2014University of Tartu, Faculty of Law, LL.M.

2011Ghent University, exchange student

2010University of Tartu, Faculty of Law, B.A.


Estonian, English

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